6889
博碩士論文
Credit risk management , Credit scoring system. , Credit rating system , Credit risk , Consumers loan
AbstractAccording to a survey conducted by Rock (1984), the major factors of influenced credit risk are (1) the relationship with other creditor, (2) income, (3) loan-income ration, (4) profession, (5) immovable property, (6) check & deposit account. And, the sure way to score with lenders are (1) rules of thumb & subjective judgment, (2) credit rating system, (3) credit scoring system, and (4) expert system.The purpose of the present study is to examine the relationships between...